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Legal Compliance& Advisory Centre
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Banking, Finance & Security

Syndicated Financing & Loan Advisory

Facility structuring, security packages, inter-creditor arrangements and default management.

What it is

In a syndicated facility, the risk sits in the drafting: who ranks where, who decides what, and what happens on default. We advise borrowers and lenders on the structure and the security package, negotiate the documentation, and manage the facility through disbursement, covenant monitoring and — if it comes — restructuring.

What this covers

Financing Structure

Advice to borrowers and lenders on the financing structure, participating lenders, facility terms, security package and risk allocation.

Due Diligence

Conducting or coordinating legal, financial and commercial due diligence to identify liabilities, security risks and regulatory issues before financing.

Documentation & Negotiation

Drafting, reviewing and negotiating facility agreements, security documents, guarantees, inter-creditor arrangements and related financing documents.

Regulatory & Compliance Support

Assistance with Bangladesh Bank requirements, foreign-exchange matters, corporate approvals, security perfection and other regulatory compliance.

Disbursement & Monitoring

Establishing conditions precedent, documentation checklists, covenant monitoring and ongoing compliance systems.

Default & Restructuring

Where difficulties arise, advice on restructuring, rescheduling, waiver, enforcement, recovery and dispute-resolution strategies.

How we work

  1. 1Assess the borrower, project and risk allocation
  2. 2Structure the facility and the security package
  3. 3Negotiate and complete the documentation
  4. 4Monitor covenants and manage any default

Typically needed

  • Term sheet and draft facility agreement
  • Corporate and financial records of the borrower
  • Details of the proposed security and its ownership

Our core role

Structure the financing, protect the stakeholders, secure the transaction and manage the risks throughout the financing lifecycle.

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